Schedule of Charges
  • b2 savings a/c
  • b2 personal loans
  • b2 cards
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    b2 savings a/c
    Following is the schedule of charges
    Transaction Charges
    There will be a transaction charge of Rs. 11 on transactions on www.irctc.co.in through NetBanking. This charge is levied per transaction and will not depend on the value of the transaction.
    There will be no transaction charges levied on any other electronic transactions.
    Remittance Facilities through own Bank
    DD- Issue Nil
    DD - Cancellation Nil
    DD – Issue of Duplicate Nil
    DD - Revalidation Nil
    Rs. 15 will be debited from issuer's b2 savings account as courier charges for delivery of DD
    NEFT Charges - inward Nil
    NEFT Charges - outward Nil
    ECS Charges Nil
    ECS Credit Returns Nil
    Cheque Collection Local Nil
    Cheque Returns
    Local cheque deposited by customer Rs. 75 per cheque for any financial reason.
    Outstation cheque deposited by customer Rs. 125 per cheque plus other Bank charges plus out-of-pocket expenses
       
    Note: Setting-up charges, amendment charges and execution charges are not applicable in the case of standing instructions for transfer from one account of ICICI Bank to another account of ICICI Bank when the two accounts belong to the same person.
    Note: Service tax @ 10.3 % (as per Govt rules) w.e.f. 24-Feb-09 is applicable over and above charges indicated above. The charges indicated above are subject to periodic revision.

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    b2 personal loans
    Service Charges for b2 Personal Loan
    • No foreclosure charges will be levied on the prepayment of the loan.
    • Part pre-payment is allowed.
    • No other fees or commitment charges are levied.

    Description of Charges Personal Loans
    Loan Processing Charges / Origination Charges 0%. Only Origination Charges of 1.5% of loan amount
    Charges for late payment (loans) 2% per month
    Note:
    1. Origination Charges are included in the Advance installments/ First installment.
    2. Service Tax and other govt. taxes, levies, etc. applicable as per prevailing rate will be charged over and above these charges
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    b2 cards
    Following is the schedule of charges
    Applicable Fees and Charges
    Membership fee (Joining Fee) Nil
    Annual Fee (1st year) Nil
    Renewal Fees Nil
    Late Payment Charges 30% of Min amount outstanding (subject to a min of Rs. 400 and a max of Rs. 600)
    Interest Charges 3.4% (Monthly) 49.36% (Annually) for all other cards, irrespective of the date of transaction
    Cash withdrawal 2.5% on advanced amount subject to a min of Rs. 300
    Cash Payment at Branches Rs. 100
    Replacement of credit card Rs. 100
    Over limit charges 2.5% on over limit amount (subject to a min of Rs. 500/-)
    Return of Cheque Rs. 250/-
    Outstation cheque processing fee 1% on the cheque value (subject to a min of Rs. 100/-)
    Transaction Fee - Dial a Draft 3% of the draft value amount (subject to a min of Rs. 300/-)
    Duplicate statement request (beyond 3 months) Rs. 100
    Charge Slip request Rs. 100
    Railway Booking - Surcharge 1.8% for Internet transactions and 2.5% for other bookings
    Foreign currency transactions 3.5%
    Auto Debit return fee Rs. 250
    Balance Transfer
    To be eligible for the program the minimum amount that can be transferred from any other Credit Card account (other than ICICI Bank Credit Card Account ) to ICICI Bank Credit Card is Rs. 2,000/-
    Useful Information:
    1. In case a cheque sent by you is not honoured, or must be returned because it cannot be processed for any reason, a fee of Rs. 250 per cheque will be charged. Such instances may also adversely impact your credit standing.
    2. All contents of this statement shall be deemed to be correct and accepted by you, unless within 30 days of the date of this statement you inform us of any discrepancies, and these are found to be true by us. On receipt of such information, we may reverse the charges on a temporary basis. If on completion of subsequent investigation, we are satisfied that the liability of such charge is to your account, we will re-instate the charge in a subsequent statement.
    3. For any statement-related query, please initiate a chat or call the Customer Care Centre of your city.
    4. All charges are subject to change without prior notice at the sole discretion of ICICI Bank.
    5. Please ensure that you use the card overseas strictly in accordance with RBI regulations pertaining to overseas spending, as prevailing from time to time. The Card is not valid for payments in foreign exchange at merchant location in Nepal and Bhutan.

    Please note that you are individually liable for compliance with the RBI regulations on foreign exchange.

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